Written by Gloria Mesri
today
- budgeting app
- chip
- Christmas
The holiday and festival season is approaching. It is a time of joy and celebration, and often increases spending. With a spirit of giving and receiving in the air, it’s easy to get your budget lost in the whirlwind of festivities. But in this digital age, technology can help. Many budgeting apps are designed to help individuals better manage their household finances during this cheerful season.
These budgeting apps act as your financial companions, offering tools and features to keep your spending in check while keeping you in the holiday spirit. From tracking spending to setting savings goals, these apps help users get through the holiday season without compromising their financial well-being.
here is the list Four bJudge an app by England Helps you manage your celebration funds.
Chip is an automated investing savings app that helps you correct the imbalance between saving and spending. This app allows you to track your spending behavior and set multiple savings goals, such as home purchases and vacation trips.
Calculate and save small amounts every day depending on your budget and spending activities. Chip offers him an AER of 4.84% with instant access and savings of up to ÂŁ250,000. The Chip Budgeting app is free, but the premium ChipX version is available for ÂŁ5.99 per month.
Emma is a premium money management app that helps you track your debt, manage your subscriptions, and find cheaper alternatives to save money. The app links directly to your bank accounts and other financial products, analyzes the information and suggests wasteful subscriptions that you can reduce.
Standard free version of EmmYou can connect to two bank accounts, so you can track your subscriptions, set monthly budgets, track paydays, and make payments within the app. Emma Plus, Pro and Ultimate offer additional features at a cost of ÂŁ4.99 per month, ÂŁ9.99 per month and ÂŁ14.99 per month respectively.
Unlike most personal finance apps, Fudget can be installed on any device, including Macs and Windows PCs. It provides a multi-functional app alternative that helps with various aspects of household finances. This app is a dedicated budgeting tool that allows you to manually create and edit a list of all your income and expenses and track your balance.
With a free account, you can create up to 5 budgets for around ÂŁ16 a year. You can upgrade to the Pro version, which includes unlimited budgets and the option to export data to a spreadsheet.
Koody is a UK-based wealth management app that allows you to set a budget, upload physical receipts, and manage your finances all from one place, without connecting to a bank account. Provides detailed insights into your spending and sets reminders for recurring expenses such as subscription payments.
This app claims to provide all the tools, support, and education you need to manage your finances. You can use the app for free or upgrade to the Pro version for ÂŁ1 per month or ÂŁ10 per year.
Also read: Wealth Management and Private Banking Systems Report Q1 2023
Previous article
Lentra launches AI-driven products and lending cloud for banks and NBFCs
read more